iFarm Property Owners

Whatever the property, occupied or unoccupied, we’ll craft you a bespoke policy with valuable optional covers

iFarm Property Owners can cater for a mix of commercial or residential properties. Whether it’s a single buy-to-let holiday home or a whole portfolio, we can provide A-rated cover in one bespoke policy. We can also accommodate unoccupied properties whether they are up for sale, being renovated, or unoccupied waiting to be let up to a maximum of five years. 

Key features

  • Commercial & Residential

    We cater for a mix commercial and residential properties, including if they’re unoccupied up to five years.

  • Online Quotes

    Market leading 'Quote, buy & bind' platform for new business quotations, mid-term adjustments and renewals.

  • 24hr Quote Turnaround

    Experienced and dedicated underwriters available to support you with new business quotations, responding within 24 hours when in referral.

Risk Appetite

We especially love to receive the following quality risks. Have a risk not on the list? Speak to our team for a more extensive breakdown.

  • Commercial properties
  • Residential properties
  • Buy-to-let (single holiday home or portfolio)
  • Unoccupied properties up to a maximum of five years

Optional Flexible Covers

The following flexible covers can all be added to a policy if required.

  • Legal expenses up to £50,000
  • Rent guarantee of £1,000 per month
  • Property owners liability of £10m
  • Employers liability of £10m

Standard Covers

We typically offer coverage up to the following limits. Speak to our team if required coverage falls outside these limits.

  • All risks cover as standard (unless unoccupied)
  • £5m TSI any one location
  • Landlords contents, including common parts - £25,000
  • Damage by emergency services - £50,000
  • Loss of metered utilities charges - £50,000; Trade and access - £50,000; Alternative accommodation up to 30% of the sum insured
  • Malicious damage by tenant - £40,000; Contract works - £250,000
  • Theft of building fabric - £50,000; Fly tipping - £10,000
  • Inadvertent omission to insure - £500,000
  • Sprinkler installation upgrading costs - £100,000

MEET OUR TEAM

Our wider teams are made up of leading underwriters and dedicated support staff to ensure that your experience working with us is forever a positive one.

Andrew Wright

Farm Underwriter

Languages:

Eng

Caroline Craddock

Farm Underwriter

Languages:

Eng

Emma Lancaster

Farm Underwriting Manager

Languages:

Eng

Jenny Peace

Farm Underwriter

Languages:

Eng

Joanne Partridge

Farm Underwriter

Languages:

Eng

Laura Wakeford

Farm Underwriter

Languages:

Eng

Stacey Dunster

Underwriter

Languages:

Eng

GET A QUOTE

Follow the links below to register for access to our online, quote and bind platform or generate a quote.

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