iFarm Property Owners
iFarm Property Owners caters for a mix of commercial and residential properties, including if they’re unoccupied for up to five years. A wide range of cover is provided as standard, alongside optional covers to choose from, including legal expenses up to £50,000, rent guarantee of £1,000 per month and property owners liability of £10,000,000. Instant quotes can be obtained via our online platform, with dedicated underwriting support also available. In the event of a claim, iFarm entrusts Reserv, which employs a panel of adjusters for smooth and efficient resolution, while surveying tasks are carried out by Securus, a valued member of the Aventum family.
Key Features
Risk Appetite
Optional Flexible Covers
Standard Covers
Our Team
Get a quote
Key features
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Commercial & Residential
We cater for a mix commercial and residential properties, including if they’re unoccupied up to five years.
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Online Quotes
Market leading 'Quote, buy & bind' platform for new business quotations, mid-term adjustments and renewals.
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Expert Claims handling & Surveying
Reserv Claims Handling and Securus Risk Surveying for familiar contacts to our broker partners with genuine rural expertise and full visibility during the claims process for our trading partners
Risk Appetite
We especially love to receive the following quality risks. Have a risk not on the list? Speak to our team for a more extensive breakdown.
- Commercial properties
- Residential properties
- Buy-to-let (single holiday home or portfolio)
- Unoccupied properties up to a maximum of five years
Optional Flexible Covers
The following flexible covers can all be added to a policy if required.
- Legal expenses up to £50,000
- Rent guarantee of £1,000 per month
- Property owners liability of £10m
- Employers liability of £10m
Standard Covers
We typically offer coverage up to the following limits. Speak to our team if required coverage falls outside these limits.
- All risks cover as standard (unless unoccupied)
- £5m TSI any one location
- Landlords contents, including common parts - £25,000
- 90 days Unoccupancy Cover
- Removal of Debris
- Accidental Breakage of Fixed Glass
- Replacement of Locks & Keys - £5,000
- Damage by Emergency Services - £50,000
- Loss of Metered Utilities Charges - £50,000
- Trace and Access - £50,000
- Alternative Accommodation up to 30% of the Sum Insured
- Malicious Damage by Tenant - £40,000
- Concern for Welfare - £5,000
- Contract Works - £250,000
- Drain Clearance - Covers you for Cleaning and/ or Clearing Drains, Sewers and Gutters
- Theft of Building Fabric – £50,000
- Eviction of Squatters - £5,000
- Fly Tipping - £10,000
- Inadvertent Omission to Insure - £500,000
- Insect Nest Removal - £2,000
- Property in the Open - £5,000
- Sprinkler Installation Upgrading Costs - £100,000
- Tree Felling and Lopping - £1,000
- Unauthorised Use of Utilities - £5,000
GET A QUOTE
Follow the links below to register for access to our online, quote and bind platform or generate a quote.