iFarm Property Owners

iFarm Property Owners caters for a mix of commercial and residential properties, including if they’re unoccupied for up to five years. A wide range of cover is provided as standard, alongside optional covers to choose from, including legal expenses up to £50,000, rent guarantee of £1,000 per month and property owners liability of £10,000,000. Instant quotes can be obtained via our online platform, with dedicated underwriting support also available. In the event of a claim, iFarm entrusts Reserv, which employs a panel of adjusters for smooth and efficient resolution, while surveying tasks are carried out by Securus, a valued member of the Aventum family.

iFarm Property Owners can cater for a mix of commercial or residential properties. Whether it’s a single buy-to-let holiday home or a whole portfolio, we can provide A-rated cover in one bespoke policy. We can also accommodate unoccupied properties whether they are up for sale, being renovated, or unoccupied waiting to be let up to a maximum of five years. 

Key features

  • Commercial & Residential

    We cater for a mix commercial and residential properties, including if they’re unoccupied up to five years.

  • Online Quotes

    Market leading 'Quote, buy & bind' platform for new business quotations, mid-term adjustments and renewals.

  • Expert Claims handling & Surveying

    Reserv Claims Handling and Securus Risk Surveying for familiar contacts to our broker partners with genuine rural expertise and full visibility during the claims process for our trading partners

Risk Appetite

We especially love to receive the following quality risks. Have a risk not on the list? Speak to our team for a more extensive breakdown.

  • Commercial properties
  • Residential properties
  • Buy-to-let (single holiday home or portfolio)
  • Unoccupied properties up to a maximum of five years

Optional Flexible Covers

The following flexible covers can all be added to a policy if required.

  • Legal expenses up to £50,000
  • Rent guarantee of £1,000 per month
  • Property owners liability of £10m
  • Employers liability of £10m

Standard Covers

We typically offer coverage up to the following limits. Speak to our team if required coverage falls outside these limits.

  • All risks cover as standard (unless unoccupied)
  • £5m TSI any one location
  • Landlords contents, including common parts - £25,000
  • 90 days Unoccupancy Cover
  • Removal of Debris
  • Accidental Breakage of Fixed Glass
  • Replacement of Locks & Keys - £5,000
  • Damage by Emergency Services - £50,000
  • Loss of Metered Utilities Charges - £50,000
  • Trace and Access - £50,000
  • Alternative Accommodation up to 30% of the Sum Insured
  • Malicious Damage by Tenant - £40,000
  • Concern for Welfare - £5,000
  • Contract Works - £250,000
  • Drain Clearance - Covers you for Cleaning and/ or Clearing Drains, Sewers and Gutters
  • Theft of Building Fabric – £50,000
  • Eviction of Squatters - £5,000
  • Fly Tipping - £10,000
  • Inadvertent Omission to Insure - £500,000
  • Insect Nest Removal - £2,000
  • Property in the Open - £5,000
  • Sprinkler Installation Upgrading Costs - £100,000
  • Tree Felling and Lopping - £1,000
  • Unauthorised Use of Utilities - £5,000


Follow the links below to register for access to our online, quote and bind platform or generate a quote.

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