iFarm Combined

Access to experienced underwriters to provide a bespoke underwriting service for specialist farm and estate risks

iFarm Combined targets larger farms and estates, providing a wide set of standard coverages typically needed, as well as offering a selection of optional covers for specialist requirements. Our expert underwriters offer a bespoke underwriting service and respond to all submissions within 24 hours.

Key features

  • In-House Claims Management

    Dedicated in house claims team, offering expert support from first notice of loss and throughout the life cycle of a claim.

  • 24hr Quote Turnaround

    Experienced and dedicated underwriters available to support you with new business quotations, responding within 24 hours when in referral.

  • Online Quotes

    Market leading 'Quote, buy & bind' platform for new business quotations, mid-term adjustments and renewals.

Risk Appetite

We especially love to receive the following quality risks. Have a risk not on the list? Speak to our team for a more extensive breakdown.

  • Specialist farm and estate risks

Optional Flexible Covers

The following flexible covers can all be added to a policy if required.

  • Environmental impairment liability up to £2m
  • Financial loss; Land agent fees
  • Contamination of own milk up to £5,000
  • Business interruption – gross profit basis available for diversified activities
  • Accidental damage available under property owners section
  • Commercial and family legal expenses
  • Various commercial diversifications catered for

Standard Covers

We typically offer coverage up to the following limits. Speak to our team if required coverage falls outside these limits.

  • Accidental damage
  • Dedicated Property Owners section including automatic loss of rent up to 20% of the sum insured
  • Malicious damage by tenants up to £10,000
  • Hay and straw stack limit £50,000
  • Contract works cover – up to £150,000 under Household section £100,000 under Property Owner section, £250,000 under
  • Agricultural buildings, walls, gates and fences provided up to £5,000
  • Fuel tanks and contents up to £7,500
  • Public/products liability standard limit of indemnity up of £10m
  • Personal accident – no winter sports exclusion


Follow the links below to register for access to our online, quote and bind platform or generate a quote.

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